These terms govern your use of this website. By using the site you accept them. Please read them alongside our Privacy Policy and Cookie Notice.
Last reviewed: [date]
This website provides general information about Individual Voluntary Arrangements and other debt solutions. It does not provide personal financial, debt or legal advice, and nothing on it is a recommendation that any particular solution is right for you.
An IVA is a form of insolvency with significant, long-lasting consequences. You should always take free, impartial advice before making a decision. Free advice is available from the organisations we signpost and from MoneyHelper at moneyhelper.org.uk.
Any calculators, eligibility checks or worked examples on this site are illustrative only. They use the information you enter and broad assumptions, do not constitute a decision or a quotation, and your actual circumstances and figures will differ.
We take care to keep the information on this site accurate and up to date, but rules, figures and thresholds change, and we cannot guarantee that everything is current or error-free. You should confirm anything you intend to rely on with a qualified adviser.
Where we link to other websites, we do so for convenience and information. We are not responsible for the content, accuracy or availability of external sites, and a link does not imply endorsement.
The content, design and layout of this site are owned by or licensed to [Company Name Ltd] and are protected by law. You may view and print pages for your own personal use, but you may not reproduce, republish or exploit them commercially without our permission.
To the fullest extent permitted by law, we are not liable for any loss arising from your use of, or reliance on, this site or its content. Nothing in these terms limits any liability that cannot be limited under law.
If you submit an enquiry, you agree to provide information that is accurate and your own. You must not misuse the site, attempt to disrupt it, or use it for any unlawful purpose.
We may change, suspend or withdraw the site or these terms at any time. These terms are governed by the laws of England and Wales, and the courts of England and Wales have jurisdiction, save where mandatory local law provides otherwise.
If you have any questions about these terms, contact us at [email@domain].